Did you know that millions of dollars are wasted each year in unused insurance benefits? When it comes to dental insurance, that means too many families and individuals are missing out on coverage of crucial preventive and restorative treatments. Avoid letting the money you have already put towards dental care go to waste in 2018 — just book a visit with your dentist in December and let them know you are trying to use up your dental insurance benefits in New Orleans when you do!
HOW DENTAL INSURANCE WORKS
Having dental insurance is like being part of a benefits plan you use at your dentist’s office. You or your employer pay for your coverage upfront in the form of a monthly premium. This amount usually ranges around $50 for an individual and $150 for a family of three. Then, you and anyone else covered under your plan are eligible for major discounts on checkups and cleanings, fillings, crowns, extractions, root canals, dentures, and other necessary dental treatments. But there is a catch — these benefit periods are often limited to a period of a calendar year, beginning in January and ending in December. Anything that you have left over at the end of the year will not roll over to the next!
WAYS TO STRETCH YOUR COVERAGE
Fortunately, it is pretty simple to maximize your coverage when you work with a dentist who accepts your insurance plan. For example, did you know that most dental insurance plans will either completely cover 2 checkups and cleanings per year or pay for up to 80% of the cost? That means if you have not had both of your 6 month visits in 2018, this is a great place to start. Your dental team can check for cavities, gum disease, faulty dental work, and other oral health hazards and recommend a treatment plan to get any existing issues taken care of before the year ends. Or, if you know you already have a treatment plan open, you can book a visit to have it completed to reach as close to your annual maximum (the amount dental insurance is required to pay each coverage period) as possible.
THERE IS STILL TIME!
December is a busy month for most insurance practices, so do not wait to book your visit to stretch your coverage for 2018. Acting now will help to ensure that you get the most convenient scheduling and that all open treatment plans can be completed in plenty of time before the plan expires at the end of the year. Just book an appointment with your in-network dentist — and let them know that you are working to stretch your dental insurance coverage when you do!
Meet the Practice
Canatella Dental offers comprehensive dental care that is highly affordable, especially for patients with dental insurance in New Orleans. Their team encourages all patients with remaining insurance benefits for 2018 to book a visit before the year is up! To do so, go ahead and contact the office by phone at (504) 717-4259.