If you have unused dental insurance benefits remaining for 2017, they’re at risk of expiring when the clock strikes 12 on New Year’s Eve! Because most plans are set on a calendar year, the clock is ticking on your leftover funds — but you still have time to schedule an appointment to keep your dental insurance in New Orleans from going to waste. Keep reading to find out how we can help.
RESCUE YOUR 2017 BENEFITS BEFORE IT’S TOO LATE
When the ball drops on December 31, 2017, you’ll be saying goodbye to one pretty bizarre year — and, if you have dental insurance, you will also potentially be saying goodbye to up to $1,500 worth of care. While some may insurance plans offer a brief rollover period, you will still have to forfeit the greater part of your unused benefits on January 2, 2018.
You or your employer pay a significant amount of money annually for your dental insurance. Now it’s time to cash in on that investment!
FSA AND HSA FUNDS EXPIRE, TOO
Maybe you don’t have dental insurance — but if you have any remaining funds in a flexible spending account (FSA) or health savings account (HSA), you will have to forfeit the majority of this money with the start of the new year as well. You can use an FSA or HSA to help pay for dental care as well as necessary appliances like nightguards for bruxism, orthodontics, and sleep apnea treatment, so don’t let it go to waste!
WE CAN HELP
To help you get the most out of your insurance from year to year, our team will perform a “verification of benefits,” when we call the insurance company to find out just what you are eligible for. If you have unused funds remaining for 2017, we will take a look at your overall treatment plan and make a recommendation for how you can make the most out of your investment.
Some of the suggestions we may make include:
- Getting a checkup and cleaning along with x-rays if you haven’t had any for the year
- Completing any unfinished treatment plans
- Getting started on necessary restorative care, like replacing a crown/filling, extracting a tooth, or anything else you may need but have been putting off due to finances
- Taking care of a 2018 checkup now to free up funds for next year when you may need them more
The holiday season is busy just about everywhere — and the same is true of your dentist’s office. Contact your dentist today to get the most convenient scheduling and to ensure we can complete any longer treatment plans before the year is up!
About the Author
Dr. Todd Canatella and Dr. Rachel Neumeyer are trusted general dentists serving New Orleans and the surrounding area. To learn more about how they can help you make the most out of your benefits or to schedule an appointment, you are invited to contact the office at 504-717-4259.